If an owner of property governed by a HOA does not pay the required monthly or annual fees as well as any special assessments, the HOA can take action against the delinquent homeowner. The actions depend on the contract between the HOA and the homeowner.
Some contracts dictate that the HOA can charge late fees to the homeowner, while others allow the HOA to initiate a lawsuit, place a lien on the property, or foreclose on the owner’s property to collect the delinquent payments.